3D Ultrasound at 29 Weeks - Month 7

week 29

The Coolest Gift Ever!

We must thank Karl's parents (big time) for hooking us up with one of the coolest gifts - a 3-D Ultrasound. This was just something cool. Thank you! Thank you! It really was awesome.

Of course, baby was being stubborn once again and wouldn't totally turn his/her face to pose for us! At 20 weeks our ultrasound tech said our baby was the most stubborn baby she's worked with in a long time. At 29 weeks, the tech was having the same troubles. Uh-oh! Is this a sign of what's to come??

Adorable little face!

For a split second I felt something I have never felt in my life. This crazy calm, totally-in-love sort of feeling rush over me once I saw baby on the screen. And that was just for a few pictures! I had to stop and ask myself, "Ummm...what the heck was that emotion???" It was the craziest thing. Kind of freaked me out. Like...a rush of this beyond insane love. Does that make sense?

Our baby already seems pretty cool!

I was getting worried that baby was going to be stubborn, stubborn, stubborn. But all of a sudden we get a thumbs up. And all was well again. I'm thinking this baby is going to be pretty cool.

Look close enough and you can see the eyelashes!!!!

I asked the tech if she could find out how big or small the baby was. After all, I was ten pounds when I was born...did that have any say in how big our baby would be? Dear God, I hope not. At 29 weeks she says baby is about three pounds and ten ounces. That seems big to me already.... Doesn't it???

Some day those feet will be doing lots of walking...and volleyball!!!

At our 20-week ultrasound baby's head was stuck on my upper left side. This time his/her head was down and on my right side. Oh, and if anyone knows me...umm, well, I kind of have this thing about ears. OK...maybe a slight fetish. Karl has the BEST ears ever. They are soft and squishy and he lets me flick them and kiss them. I kept wondering if baby would have my ears or his ears. I'm in luck... Baby has his/her dad's ears!!!! Yesssss!!!

Look at those most perfect ears!!!!

This was by far one of the coolest gifts we've received, thanks to Karl's parents!!! This is definitely something we'll cherish for many years! We are so stinken excited to meet Baby Koester!!!!

Hoping this short little video clip comes through because it's pretty sweet too!!! Baby sticks his/her tongue out at the end!!! Silly lil baby!

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Baby and Insurance - Month 7

week 29

Your baby is growing rapidly now. This week he weighs about 2 1/2 pounds (like a butternut squash) and is a tad over 15 inches long from head to heel. His muscles and lungs are continuing to mature, and his head is getting bigger to accommodate his growing brain – which is busy developing billions of neurons. Every day, about 200 milligrams of calcium is deposited in your baby's skeleton, which is now hardening. With this rapid growth, it's no surprise that your baby's nutritional needs reach their peak during this trimester. (www.babycenter.com)

What Happens to My Insurance After Baby is Born?

I kept asking myself this. So I decided to do something about it over lunch and called my medical provider. Not that this is an exciting post by any means, but it might be interesting to look back on in 30 some years and see how things have changed in this industry.

Wouldn't it be nice if money grew on trees?

First Steps

From the moment baby is born, my employer will have 31 days to contact our insurance provider and let them know the greatest baby ever was born. :) 

Baby will then be added to my plan, but have his/her own separate plan and his/her own $2500 deductible to meet from that moment to my company's plan year...Aug. 31, 2012.

My current plan

I currently have a $2500 deductible. Yes, I'm on the Health Savings Account (HSA). I did this so I could save enough from each paycheck to cover the $2500 by the time baby is born. Once I've met my $2500 (which I most definitely will after having a baby), I will have met my deductible. Any appointment I go to or service/treatment I receive after, will be 100% covered… until August 31, 2012. That is when our plan ends.

Ummm...yes, I will be getting a mouth/jaw split (which is normally about $800+ out of pocket) because it will finally be covered and I can stop grinding my teeth! I also want to look into contraceptives without hormones. I can no longer be on any birth control pill or anything with hormones since my mom and maternal grandma have Factor Five Gene Mutation. I tested negative, but still...they don't want to risk stroke. Maybe an IUD? Unless we decide we want Irish twins. *gulp*

If I were to add Karl to my plan next year, then we’d have a $5000 deductible grouped together. Seems like a crazy amount of money to me. Again, so pays to be healthy. Thank you mom for always making us eat so healthy and pushing us to play outside all the time!!!!!

My coverage

My insurance will cover me for 48 hours in the hospital AFTER baby has been born. They will extend coverage if they have to. Very nice! If I have a C-Section, I will be covered for 96 hours after baby is born. They will also extend coverage if they have to.  

Breast pumps (which run about $250-$300) can only be covered if:

1. I’m separated from child.

2. My child is born with a condition where he or she can’t suck or has downs syndrome

or

3. I am diagnosed with an infection or a lactation disorder.

Baby's coverage

Baby “well care” is everything the doctor prescribes for baby to keep baby well, and is 100% covered. This is much like the prenatal care I received. All 100% covered. Such as, “I need to see your baby in 3 days for a checkup, or come back in a month so I can see baby…or I need to give baby shots on this day…”

Circumcision, hearing tests are all covered 100%.

Not covered

Emergency room visits or unexpected visits. And if baby gets a fever and cold, it's recommended to bring him/her into urgent care pronto since they have a hard time breathing through their noses at such a young age. Another reason I hope breast feeding works and really does prevent baby from getting sick as much as they say...  

Car seats are not covered. I had to ask because most everyone in my car seat safety class was getting one through their insurance, but I think that’s cuz they are struggling financially??

I will say it was nice to get this out in the open and know what's covered and not.

Up next: 3D Ultrasound tonight!!!!!! I can't wait! Also, ice fishing and weekend at Grandpa and Grandma's.

             

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